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What’s More Expensive: Old or New Car’s Insurance?

If you think insuring an old car always costs less than insuring a new car, you’re not quite right.

On the one hand, newer vehicles with safety features like back-up cameras and automatic braking do a better job of preventing accidents. On the other hand, it typically costs more to repair and replace a car with the latest technology.

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5 Checkpoints to Get Your Car Ready for Winter

It’s nothing new for a driver that winter’s cold temps and unpredictable conditions can damage a vehicle. Getting some work done ahead and preparing your car for the winter can help you save on costly repairs and difficult situations on the road. Here’s what you need to do to get your vehicle ready for winter: Continue reading “5 Checkpoints to Get Your Car Ready for Winter”

What to Do And What Not to Do When a Car Accident Happens

Fortunately, we are not involved in a car accident every day. On the other hand, that is the reason we usually do not realize what we should do and what we are not allowed to do when such an accident has happened to us. Continue reading “What to Do And What Not to Do When a Car Accident Happens”

What Happens When I Lend My Car to Friends or Family?

If you own a car you have probably let a friend or family member borrow it at least once. There are plenty of reasons to do so: you may want a relative to pick up your kids from school or you just would like to help someone get to work after their car broke down. But did you ever wonder who will cover the costs in the event of a road accident when someone else is driving your car? Continue reading “What Happens When I Lend My Car to Friends or Family?”

20 Reasons Not to Drop Your Life Insurance After 60

Is it Risky to Drop Life Insurance Coverage During Tough Financial Times?

Most people think of life insurance with the same objective. It is to help keep your family financially secure if you’re no longer around to take care for them. It can be also difficult to put money toward something that you hope never happens, especially if you do not have spare money. In such situation it may be tempting to stop paying for a life insurance policy, but it’s smart to keep your policy if you can. Here are a few reasons why.

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What determines the price of an auto insurance policy?

Many factors help determine the cost of car insurance

The amount you’ll pay for car insurance is impacted by a number of very different factors—from the type of coverage you have to your driving record to where you park your car. While not all companies use the same parameters, here’s a list of what commonly determines the bottom line on your auto policy. Continue reading “What determines the price of an auto insurance policy?”