Health Insurance

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Health Insurance

Often, people in good health underestimate the possibility of getting sick or an accident and postpone matters, which are after all the most important for everyone, until it is too late and often you have to incur huge costs associated with treatment and medical surgery.

Policy Types

As a rule, HMO insurance involves the selection of a primary care physician (PCP) who will determine each time what therapy you need, and if necessary, PCP will direct you to the appropriate specialist or order specialized examinations.

 

PPO - with this type of insurance you will have more freedom in deciding which doctor or hospital you want. Here you can also take advantage of a visit to the network of facilities cooperating with the insurer, but you can also choose a doctor at your discretion. However, a higher premium and own shares are associated with the PPO policy.