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Home insurance

Homeowner financial coverage


Auto insurance

Necessary for every car owner


Life insurance

Financial security for your family's future


Health Insurance

Covers the costs of doctors and hospitals treatment


Commercial Insurance
Securing business owners


Truck Insurance

Commercial transport activity involves a lot of risk


Travel Insurance

Financial security for travel, work abroad and vacation


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Homeowners Insurance

Homeowners insurance is a type of insurance that provides financial coverage for damages to a person’s home and personal property. It is typically required by mortgage lenders to fund a home loan.

The coverage provided by homeowners insurance typically includes protection against losses from fires, storms, and other natural disasters. It may also have liability coverage for accidents on the property, such as a visitor slipping and falling.

When shopping for homeowners insurance, it is essential to consider the replacement cost of your home and personal property and the liability coverage you need. It is also a good idea to review the policy exclusions, which are events or types of damage that are not covered by the policy.

It’s important to review your policy regularly to ensure it meets your needs. For example, as you acquire new possessions such as jewelry or expensive art, you may need to increase your coverage to protect them. You may also want to consider additional coverage options, such as flood insurance, if you live in an area prone to flooding.

Effective on January 1, 2023 if the property is located in a special flood hazard area, coverage under the National Flood Insurance Program may be available for Illinois residents at a subsidized rate. If you select another product in lieu of a National Flood Insurance Program policy, your ability to later reinstate coverage at a subsidized rate may be impacted and the full-risk rate may apply.

When making a claim, it’s essential to have clear documentation of the damages and the belongings damaged. Having a home inventory checklist can come in handy in situations like this. It is also important to understand your policy’s deductibles, the amount you will have to pay out of pocket before your insurance coverage begins.

Homeowners insurance can be a confusing and overwhelming topic, but it is a crucial part of owning a home. With the right coverage, you can have peace of mind knowing that you and your property are protected in the event of an unexpected loss.

About us

Metropolitan Insurance Group Inc. (offices in Chicago and Park Ridge) works only with carefully selected insurance companies, financially strong, with a good reputation and the highest standards of customer service, so we are always able to offer clients the best insurance coverage tailored to their needs at the best price.

Metropolitan Insurance Group Inc. offers our clients in Illinois, Indiana, Wisconsin and Michigan auto, home, health, dental, life, commercial and other insurance. We do everything to ensure that our clients receive exactly the insurance coverage they need. Our independent agency cooperates with many insurance companies every day in order to obtain the best protection for the best price for each client.

Feel free to contact us with any insurance question

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Chicago IL, USA

We work with the best insurance companies

Insurance Agency Contact Information

Metropolitan Insurance Group Inc.

We are independent Insurance Agency in Chicago, IL

If you are looking for Metropolitan Property and Casualty Insurance Company or Metlife or its affiliates try this >>>link<<< please.
Thank you.

If you are looking for insurance agency in Chicagoland, here is our contact data:

7018 W Archer Ave,
Chicago, IL 60638
Monday - Friday: 9am - 6:30pm
Saturday: 9am - 2pm
Sunday: Closed

112 Higgins Rd,
Park Ridge, IL 60068
Monday, Wednesday, Friday: 9am - 6:30pm
Tuesday, Thursday: 9am - 4pm
Saturday, Sunday: Closed

Call us:
(773) 229 9891

or send an e-mail:

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