Specifically designed for trucks, including semi-trucks, box trucks, dump trucks, and other types of commercial trucks. Provides coverage for various risks unique to the trucking industry, such as cargo damage, liability, and physical damage. Truck insurance is typically required by law, and the specific requirements may vary depending on the state and the type of truck. It’s important for truck owners and operators to work with an experienced insurance agent who can help them understand their coverage options and ensure they have the right insurance protection for their needs.
Truck Insurance Types
Several types of truck insurance are available, depending on the specific needs of the truck owner or operator. Here are some common types of truck insurance:
Liability Insurance: This is the most basic type of truck insurance and is required by law in most states. Liability insurance covers damages or injuries caused by the insured truck to others, including property damage and bodily injury.
Physical Damage Insurance: This type of insurance covers damages to the truck itself, such as collision damage, theft, or vandalism. Physical damage insurance is typically optional but may be required by a truck’s lender or leasing company.
Cargo Insurance: This type of insurance covers the value of goods being transported by the truck and may also cover losses resulting from theft or damage to the cargo.
Bobtail Insurance: This type of insurance covers the truck when it is being driven without a trailer attached, such as when it is being driven to or from a job site.
Non-Trucking Liability Insurance: This type of insurance covers the truck and driver when the truck is being used for non-business purposes, such as driving to the grocery store or running personal errands.
Motor Truck Cargo Insurance: This type of insurance specifically covers the cargo being transported by the truck, and some shippers or brokers may require it.
Truck insurance policies may vary widely in cost and coverage, and it is important to carefully consider a trucking business’s specific risks and needs when selecting an insurance policy.
Our Insurance Policies
Trucks, cars, liability, equipment, workers compensation and many more. All you need when it comes to financial safety.
Protects financially your house and your belongings in the event of a destructive event, such as a fire.
Provides financial security for the owner of a vehicle in the event of damage or an accident resulting from traffic
Put You & Your Family in Good Hands
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