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What You Should Know About Workers’ Compensation and Working from Home

Amid Covid-19 pandemic, you may have found yourself in 63% of Americans working from home. Some researchers think that 48% of employees will continue to work remotely for a long time, at least part-time.
Working from home has pros and cons. What’s important, it raises serious questions on what would happen if an employee becomes injured while performing work at home.

Workers’ compensation laws vary by state. Generally, any business that has employees must buy workers’ compensation insurance coverage. It’s designed to cover medical care and lost wages for an employee who is hurt at work.

WILL WORKERS’ COMPENSATION HELP AN EMPLOYEE WORKING FROM HOME?


If an employee is hurt on employer’s premises, they’re covered by the workers’ compensation policy. It provides coverage for injury or disease employees get in the course of employment. Most telecommuters are covered under their employers’ workers’ compensation coverage. This insurance isn’t tied to a specific building.


WHAT ARE INJURIES THAT CAN HAPPEN WHEN WORKING FROM HOME?


Common injuries remote workers experience include back sprains and strains, slips, and falls. The injury has to arise out of work-related activity, though, to be covered under workers’ compensation policy.

Should you have more questions about the insurance coverage for your business, please call us at  (773) 229 9891

When Should I Think about Life Insurance for the First Time?

Many life events could and should make you think about life insurance. A marriage. A child. A business. A new house…

Whatever that is, you decided to buy life insurance for the first time. And that might look like a challenge.

We can help ease your mind-simply read the following advice.

Continue reading “When Should I Think about Life Insurance for the First Time?”

Wanna Buy a Car Online? You Need To Know This

Starting with clothes and with groceries at the end, you can buy just about anything online nowadays. Some consumers would like to add cars to that list.

Buying a vehicle, for most of the people, is one of the most significant purchases one can make in a lifetime. That should scare them off the internet, right? Nonetheless, the market for online auto sales is growing rapidly. And for many shoppers, it becomes the preferable sales channel.

Continue reading “Wanna Buy a Car Online? You Need To Know This”

Is Your Snowplow Covered Under Your Auto Policy?

Whether you’re in the snow removal business, or want to earn some extra money or need just keep your own driveway clear… a snowplow can be a good investment. But before you get started, get the answers to some common questions from beginner snowplow drivers. Continue reading “Is Your Snowplow Covered Under Your Auto Policy?”

What’s More Expensive: Old or New Car’s Insurance?

If you think insuring an old car always costs less than insuring a new car, you’re not quite right.

On the one hand, newer vehicles with safety features like back-up cameras and automatic braking do a better job of preventing accidents. On the other hand, it typically costs more to repair and replace a car with the latest technology.

Continue reading “What’s More Expensive: Old or New Car’s Insurance?”